Auto Insurance

Auto Insurance

Buying auto insurance can be confusing — that’s where we come in.

When it comes to requesting an auto insurance quote, you’ll first need to answer some basic questions. How much collision coverage is enough? Should you choose a high or low deductible? What about when things change, say you get a new car or a new family member needs coverage?

Bearingstar is your local auto insurance agency, serving Massachusetts and Connecticut. Our agents understand your situation and concerns, and are here to provide you with car insurance options that are tailored to suit your needs—today, and in the future. We have access to many of the industry’s best auto insurance carriers and will work with you to find the right policy at every stage of your life. You’ll hear from us throughout the year, and when your needs change, we’ll take the time to help you evaluate your best options and make sure you’re protected as you and your family grow.

Our agents will guide you through the process of selecting coverage to provide you with a comprehensive and understandable car insurance quote. We’ll see that your auto insurance policy is designed to protect you and your loved ones, with appropriate coverage. We’ll even show you ways to save money by bundling your homeowner’s, condo or renter’s policy with your auto policy.

With so many insurance options available, why not choose to work with agents who live and work right in your community? Call us today for a quote, or request a quote online.

MASSACHUSETTS AUTO DISCOUNTS

Many factors will affect your actual insurance premium. Some of these include your driving record, where your vehicles are garaged, the make and model of the vehicle(s), the age and driving experience of operators, and coverage options selected. To help get you the best value, most companies offer a wide range of discounts, some of which are summarized below. When applying for an auto quote, your Bearingstar Insurance agent will assist you in identifying all your eligible discounts.

Arbella Advantage Discount: If you are new to Arbella, you may qualify to save on your auto insurance policy

Active-Duty Military Discount: Additional savings for military personnel who are deployed on duty more than 100 miles from their car’s original garaging location

Paid-in-Full Discount: You may be eligible for savings if you pay your entire premium amount as your first car insurance payment

Account Credit: Additional discount for insuring both your automobile(s) and your home or condo with the same insurer

Hybrid or Electric Vehicles: If you operate a hybrid or electric vehicle, you may be eligible for a discount on your auto policy

Renewal Credit: You may be eligible for additional savings for each year your policy renews

Anti-Theft Devices: Depending on the anti-theft device your car has, you may qualify to save on your policy

Annual Mileage Discount: Drivers who travel fewer than 10,000 miles per year may be eligible for a credit on their policy

Youthful Driver Discounts: Driver training discounts for youthful operators who have satisfactorily completed a driver education course, and good student discounts for youthful operators who maintain a “B” or better grade point average. You can also save on your policy if you have a youthful driver (less than six years of experience) who lives at a college or another accredited educational institution that is more than 100 miles away from where the car is garaged on your policy

Driver Simulator Training: Youthful drivers who successfully complete a driver safety training program, including both a driver simulator and an Arbella-approved training curriculum, may save on their Arbella auto policy

Advanced Driver Training: Youthful and/or inexperienced drivers who complete a basic driver training course and one of the below programs may qualify for an additional discount

Multi-Car: You may qualify for a discount if you insure multiple vehicles with certain carriers, even if they are insured on different policies

Multi-Vehicle: You may qualify for a discount if you insure more than one vehicle on one policy

Employee Group Programs: Based on either your employer or affiliation with a professional association, you may also qualify for special group discounted rates

CONNECTICUT AUTO DISCOUNTS

Many factors will affect your actual insurance premium. Some of these include your driving record, where your vehicles are garaged, the make and model of the vehicle(s), the age and driving experience of operators, and coverage options selected. To help get you the best value, most companies offer a wide range of discounts, some of which are summarized below. When applying for an auto quote, your Bearingstar Insurance agent will assist you in identifying all your eligible discounts.

Arbella Advantage Discount: If you qualify, the Arbella Advantage discount will give Arbella policyholders additional savings

Agency Account Credit: You may qualify for a discount when you insure your home and auto within the agency, even if the policies are with different carriers

Multi-Car: You could qualify for a discount when you insure more than one vehicle on a policy

Account Credit: Additional discount for insuring both your automobile(s) and your home or condo with the same insurer

Vehicle Safety Credits: Discounts for safety devices that your vehicles are equipped with. These include passive restraint credits (air bags and automatic seat belts), anti-lock brake credits, and anti-theft credits (alarm system)

Paid-in-Full Discount: You may be eligible for savings if you pay your entire premium amount as your first car insurance payment

Youthful Driver Discounts: Driver training discounts are available for youthful operators who have satisfactorily completed a driver education course and good student discounts for youthful operators who maintain a “B” or better grade point average. You can also save on your policy if you have a youthful driver (less than six years of experience) who lives at a college or another accredited educational institution that is more than 100 miles away from where the car is garaged on your policy

Accident Prevention Course Discount: This credit applies to an operator who has successfully completed an approved accident prevention course

Employee Group Programs: Based on either your employer or affiliation with a professional association, you may also qualify for special group discounted rates

Trust Bearingstar to keep you and your family protected

We find ourselves in rapidly changing times. As we continue to experience the ongoing spread of COVID-19, we at Bearingstar Insurance Agency are committed to remaining open to service your insurance needs. At the same time, Bearingstar is also committed to the health and well-being of our customers and our employees alike. We are therefore limiting the amount of physical interaction at our offices, and we will be conducting business by phone and email only. click here for your local Bearingstar office's contact information