Terms of Use

Your Use of This Site

Welcome to Bearingstar.com. This is the official website of Bearingstar Insurance (“Bearingstar”) and provides you with information about Bearingstar and the exciting products it offers. In order to enjoy the use of this website, you must agree to comply with these Terms of Use. If you do not wish to agree to these Terms of Use, please refrain from using this website immediately as your continued use will be considered an acceptance of our Terms.

Privacy Policy

To receive information about Bearingstar’s Privacy Policy, please visit our Privacy Policy.

Privacy Statement

To receive information about Bearingstar’s Privacy Statement, please visit our Privacy Statement.

E-mails to Bearingstar Addresses

You agree you will not use this website or any Bearingstar owned e-mail address to send unsolicited e-mail messages. Bearingstar reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators, links or other items on this site are provided “as is” without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Bearingstar does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators, links or other items remains entirely with you. Under no circumstances will Bearingstar be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Secured Areas/Passwords

There may be some portions of this website which are restricted and require authorization, user IDs and/or passwords for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

Information Transmissions

For the purposes of this section, “Your Information” includes any information you provide to us, and any information you otherwise post, transmit, distribute, or publish on or through BEARINGSTAR.com at any time.

With respect to Your Information:

  • You are responsible for the accuracy and timeliness of Your Information. You acknowledge that Bearingstar will rely on this information.
  • You must provide and use a traceable e-mail address from an Internet Service Provider or active Internet domain.
  • You warrant that Your Information, transmitted on Bearingstar.com is not false or fraudulent.
  • You warrant that any transmission from you, to the best of your knowledge, does not contain any viruses or other computer programming routines that are intended to harm, interfere with, or obtain unauthorized access to data or personal information and does not include spam.

Indemnification

You will indemnify and hold Bearingstar harmless (including attorney fees and costs) for any and all claims and damages resulting in your improper, whether negligent or intentional, use of Bearingstar.com.

Proprietary Rights

The reproduction, duplication, distribution (including by way of email, facsimile or other electronic means), publication, modification, copying or transmission of material from this website is STRICTLY PROHIBITED. The material covered by this prohibition includes, without limitation, any text, graphics, logos, photographs, audio or video material or stills from audiovisual material available on this website. You are not authorized to use any portion of this site on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site’s content or frame this site within any other site. It will be a violation of this section to link Bearingstar.com to or with any other site.

Links to/from Other Sites

For your convenience, Bearingstar may provide links to other Internet sites that Bearingstar does not maintain. You should not interpret any link to/from other sites as indicating that Bearingstar sponsors or endorses the sites or their materials or that the sites are affiliated with Bearingstar. Bearingstar is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. Bearingstar is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Bearingstar.com may provide links or access to other third party websites. You acknowledge and agree that Bearingstar is not, and shall not be held responsible, for any damages, actual or alleged, resulting from the use of services or products available through the websites or services of others. You agree to abide by all the Terms and Conditions of any other website you gain access to through Bearingstar.com.

Availability of Products and Services and Disclaimer

Bearingstar is a licensed insurance agency in the states of Massachusetts, Connecticut, New Hampshire, Rhode Island and Maine and a member of the Arbella Insurance Group (“Arbella”). Arbella Insurance Group is comprised of a number of insurance subsidiaries licensed to write and service business in Massachusetts, Connecticut, New Hampshire and Rhode Island. Arbella writes insurance in Connecticut through Covenant Insurance Company, a wholly owned subsidiary. For more information about Arbella Insurance Group, please visit Arbella.com. If you have any questions, please call any Bearingstar producer.

The products and services contained in this site are not, and are not intended to constitute, an advertisement, solicitation or offer for sale in any jurisdiction where the companies of the Arbella Insurance Group or Bearingstar Insurance are not licensed to do business.

Changes to This Document

The content of this site and of these Terms and Conditions is subject to change without prior notice. You agree to be bound by these changes and to check these terms periodically.

Applicable Law/Severability

These Terms and Conditions shall be governed by and interpreted according to the laws of the Commonwealth of Massachusetts without respect to any conflict of laws provisions. If any portion of these “Terms and Conditions” is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision, and such portion should be construed as narrowly as possible in order to give effect to as much of these Terms and Conditions as possible.

Waiver

The Company’s failure, in any instance, to exercise any of its rights under these Terms and Conditions will not constitute waiver of such right or any other rights under these Terms and Conditions.

Other Disclosures

You agree to read, be bound by and comply with any other notices or disclosures published on this website.