Business Insurance

Business Insurance

Service & Solutions to Help Protect the Business You’ve Built

You have a clear vision for your business, including how you want it to grow, what you want it to achieve, and what type of lasting impact you want it to make. At Bearingstar, we understand this sense of passion and purpose because we have it as well. But here, it just so happens that our mission is to support you, your employees, and your business in any way we can. This includes helping you identify the risks that may be a threat to your company today and in the future, building out a customized business insurance plan aimed at making you less vulnerable to these exposures, and finding the most competitively priced solutions to meet your coverage requirements.

All the Business Insurance Coverage You Need in One Place

From restauranteurs to retail shop owners and artisan contractors, virtually every type of small business owner will find the insurance products they need at Bearingstar. We offer a full range of business insurance solutions, including:

  • Artisan/Contractor Liability
  • Builders Risk
  • Businessowners Policy (BOP)
  • Commercial Auto
  • Commercial Property
  • Commercial Umbrella
  • Cyber Liability
  • Environmental Insurance
  • Errors & Omissions Liability
  • Garage Keepers
  • General Liability
  • Lessor’s Risk Only (LRO)
  • Liquor Liability
  • Management Liability
  • Ocean Marine
  • Professional Liability
  • Special Event
  • Workers’ Compensation

You Get 110% Effort from Bearingstar

Whether you’re just starting your business venture or you’re deep into the journey of being a business owner, it’s essential to collaborate with people who believe in you and what you are doing. If you choose to work with Bearingstar Insurance, we guarantee you will gain yet another strong advocate for you and your business. In addition to being one of your biggest fans, we will also provide you with access to:

  • Business insurance programs specifically tailored to provide the unique coverage your properties, employees, and customers—and, most importantly, you—require, not just for today but also as your company evolves.
  • Top commercial insurance carriers with whom we’ve built long-standing, trusted relationships.
  • Highly responsive customer service and multicultural resources to answer questions you have about your coverage, costs, and more.
  • Second-to-none claims management support to help you navigate the claims process.
  • A wide array of personal and life insurance products to make it extremely simple to safeguard everything important to you with one agency.

This Is What We Love to Do

Educating customers on how to protect what is most important to them, providing insurance solutions that are easy to understand and competitively priced, and backing it all up with exemplary service—these are the things every Bearingstar team member is passionate about.

What Makes Bearingstar Different?

At our core, we are an agency focused on making a positive difference in the lives of people, from the customers and communities we serve to our employees working and living across Massachusetts and Connecticut. Click on any of the company principles to the right to learn more about how we strive to fulfill our collective personal and professional mission every day.

People FirstGood CitizenshipDiversity & InclusionStrength & SecurityBest-in-Class Performance
We always prioritize the person (not the transaction) and focus on building enduring relationships with customers and employees through positive, caring, and respectful interactions.
We take great pleasure in collaborating with people and organizations in the communities we serve, and we enjoy engaging in opportunities that allow us to give back and make an impact.
We are strongly committed to meeting the needs of the diverse individuals, families, business owners, and employees we support.
We have been here for our customers for over 25 years, and being backed by a long-standing and financially stable mutual assurance company means we are here for the long term.
We constantly seek new ideas, opportunities, and methods of doing business to ensure that we remain the benchmark for responsiveness and adaptability to customers’ ever-evolving needs.

Testimonials

 

Our Blog

  • Image of a man checking information on his phone

    Securing Your Financial Future: Why Paying Your Insurance Premiums On Time Matters

    While Americans may be experiencing mixed emotions regarding the state of the economy today, most people can agree that inflation is on the rise. The economic conditions have prompted many to reevaluate their household budget and cut back on unnecessary living expenses to weather the storm. While some bills and recurring debts can be negotiated…

  • Photo of rain pouring off a roof

    How Do You Know If You Need Flood Insurance?

    Whether a homeowner needs flood insurance isn’t always a decision that’s left up to them. For example, if you buy a property located in a high-risk flood zone or floodplain, as defined by the National Flood Insurance Program (NFIP), and you are receiving a government-backed home loan, you will be required to have flood insurance….

  • Photo compilation of the Bearingstar Insurance team giving back

    Giving Back Through the Bearingstar Insurance Charitable Fund

    There is nothing more important to Bearingstar than making a positive difference in people’s lives and in the communities we serve across Massachusetts and Connecticut. One of the ways we’ve been able to make a truly significant impact, year-to-year since 2012, is via the Bearingstar Insurance Charitable Fund (BICF). Through this fund, Bearingstar provides employees…

Our Blog

Image of a man checking information on his phone

Securing Your Financial Future: Why Paying Your Insurance Premiums On Time Matters

While Americans may be experiencing mixed emotions regarding the state of the economy today, most people can agree that inflation is on the rise. The economic conditions have prompted many to reevaluate their household budget and cut back on unnecessary living expenses to weather the storm. While some bills and recurring debts can be negotiated…

Photo of rain pouring off a roof

How Do You Know If You Need Flood Insurance?

Whether a homeowner needs flood insurance isn’t always a decision that’s left up to them. For example, if you buy a property located in a high-risk flood zone or floodplain, as defined by the National Flood Insurance Program (NFIP), and you are receiving a government-backed home loan, you will be required to have flood insurance….

Photo compilation of the Bearingstar Insurance team giving back

Giving Back Through the Bearingstar Insurance Charitable Fund

There is nothing more important to Bearingstar than making a positive difference in people’s lives and in the communities we serve across Massachusetts and Connecticut. One of the ways we’ve been able to make a truly significant impact, year-to-year since 2012, is via the Bearingstar Insurance Charitable Fund (BICF). Through this fund, Bearingstar provides employees…

View Our Blog

Trust Bearingstar to keep you and your family protected