Personal Insurance

Personal Insurance

Personal Insurance That Fits Your Life

At Bearingstar, we make it simple to find the right coverage for your home, car, and more. With access to multiple carriers, we’ll compare options that fit your needs and budget. Our agents live and work in your community, so you’ll always have a local partner to guide you every step of the way.

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Your home isn’t just an address. It’s where your life happens. From the roof over your head to the memories inside, we’ll help protect it all with coverage built for homeowners right here in our community.

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From daily commutes to weekend drives, we know the roads you travel. With advice from a local agent, you’ll get coverage designed to protect your drivers, your vehicles, and your budget when the unexpected happens.

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If you own a condo, row home, or townhome, your association’s master policy only goes so far. Your condo policy should help fill in the gaps by covering what’s inside your unit, including personal belongings like clothes, furniture, and electronics, so you’re properly protected.

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You’ve worked hard for the things you own, and your landlord’s policy won’t cover them. A renters policy helps protect your belongings, like furniture, clothes, and electronics, against risks such as fire, theft, or vandalism, and also provides important personal liability coverage.

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Sometimes your home or auto policy limits aren’t enough. An umbrella policy adds an extra layer of personal liability protection to help keep your savings and assets secure if you’re held responsible for someone’s injuries or property damage.

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Life insurance should be designed around your family, finances, and future goals, giving the people you care about most important financial protection. No matter what stage of life you’re in, whether 25, 75, or anywhere in between, we’ll help you explore options and create a plan that fits your needs.

This Is What We Love to Do

Educating customers on how to protect what is most important to them, providing insurance solutions that are easy to understand and competitively priced, and backing it all up with exemplary service—these are the things every Bearingstar team member is passionate about.

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What Makes Bearingstar Different?

At our core, we are an agency focused on making a positive difference in the lives of people, from the customers and communities we serve to our employees working and living across Massachusetts and Connecticut. Click on any of the company principles to the right to learn more about how we strive to fulfill our collective personal and professional mission every day.

People FirstGood CitizenshipDiversity & InclusionStrength & SecurityBest-in-Class Performance
We always prioritize the person (not the transaction) and focus on building enduring relationships with customers and employees through positive, caring, and respectful interactions.
We take great pleasure in collaborating with people and organizations in the communities we serve and enjoy engaging in opportunities that allow us to give back and make an impact.
We are strongly committed to meeting the needs of the diverse individuals, families, business owners, and employees we support.
We have been here for our customers for over 25 years, and being backed by a long-standing and financially stable mutual assurance company means we are here for the long term.
We constantly seek new ideas, opportunities, and methods of doing business to ensure that we remain the benchmark for responsiveness and adaptability to customers’ ever-evolving needs.

Testimonials

Our Blog

  • External photo of a two-story home with a front porch and landscaped yard

    Home Insurance Check: Is Your Coverage Keeping Up with Today’s Costs?

    Your home is more than just the place you live. It’s where birthdays are celebrated, family dinners are shared, and everyday moments become lasting memories. It’s also one of your biggest financial investments. That’s why home insurance isn’t simply about protecting the physical structure. It’s about making sure your coverage properly safeguards your investment both…

  • Image of a family packing boxes and preparing to move into a new home

    Selling Your Home? How to Handle Home Insurance at Each Stage of the Process

    When you’re ready to sell your house, home insurance is likely one of the last things on your mind—but it shouldn’t be. Your local Bearingstar Insurance Consultant is an invaluable resource who can help you: Evaluate your changing coverage needs Cover your belongings no matter where you’re living Transition your home insurance coverage at the…

  • Image of two cars after an accident

    What to Do After a Car Accident: Step-by-Step Guide

    You’ve likely seen countless accidents while driving and you may have even been involved in one yourself. Collisions happen every day, even to the most careful drivers. Whether your fender has been tapped at an intersection or you’re in the middle of a five-car pileup, any accident can be stressful. It’s completely normal to feel…

The Bearingstar Blog

External photo of a two-story home with a front porch and landscaped yard

Home Insurance Check: Is Your Coverage Keeping Up with Today’s Costs?

Your home is more than just the place you live. It’s where birthdays are celebrated, family dinners are shared, and everyday moments become lasting memories. It’s also one of your biggest financial investments. That’s why home insurance isn’t simply about protecting the physical structure. It’s about making sure your coverage properly safeguards your investment both…

Image of a family packing boxes and preparing to move into a new home

Selling Your Home? How to Handle Home Insurance at Each Stage of the Process

When you’re ready to sell your house, home insurance is likely one of the last things on your mind—but it shouldn’t be. Your local Bearingstar Insurance Consultant is an invaluable resource who can help you: Evaluate your changing coverage needs Cover your belongings no matter where you’re living Transition your home insurance coverage at the…

Image of two cars after an accident

What to Do After a Car Accident: Step-by-Step Guide

You’ve likely seen countless accidents while driving and you may have even been involved in one yourself. Collisions happen every day, even to the most careful drivers. Whether your fender has been tapped at an intersection or you’re in the middle of a five-car pileup, any accident can be stressful. It’s completely normal to feel…

View All Blog Posts

Trust Bearingstar to keep you and your family protected