At Bearingstar Insurance, we passionately believe that life insurance is extremely important to have – and worth the time investigating – no matter what chapter of your life you find yourself in today. However, we understand if you are a bit cynical about this type of insurance and you would not be the only one. In a 2017 Insurance Barometer Study by Lifehappens.org and LIMRA, 84% of U.S. adults surveyed said they believed that most people need life insurance. And yet, only 59% of these same adults surveyed said that they carried life insurance, themselves. Even though we aren’t accountants, that’s math that just doesn’t add up.
So why do people put off, and sometimes completely ignore, the importance of buying life insurance? At Bearingstar, we find that regardless of age or lifestyle, there are typically three main reasons why people just like you may have postponed buying life insurance:
The team at Bearingstar is eager to answer your questions and concerns about life insurance and hopefully dispel these common misconceptions. Through our next three blog posts, our goal is to illustrate that, no matter what stage of life you are in, getting a comprehensive Life Insurance policy today is:
Whether you’ve recently tied the knot or have been in a committed relationship for a long time, finding that one special someone to share all your hopes and dreams truly is blissful, isn’t it? It’s also probably a bit of a relief to have someone to help shoulder responsibilities, especially financial ones.
Together, you and your spouse are undertaking a huge project – building a life together. And whether this plan includes children or not, the foundation that the two of you are laying may need the protection that life insurance can provide.
Below are Bearingstar’s top reasons for married/committed couples of any age to look into the life insurance plan that would be best for them:
One more reason not to delay getting life insurance as a couple is that the premiums will get more expensive with each passing birthday!
At Bearingstar, we understand that one partner may be eager to plan for emergencies or the unexpected, while the other may feel there is nothing to worry about. Our team is here to help facilitate the conversation and assist in making a mutual decision about the life insurance policy that is best for both of you.
Bearingstar is your local insurance partner with convenient offices across Massachusetts and Connecticut. We are here to provide you with advice and insight on the importance of having Life Insurance, not only for you as a couple but also as an individual moving through a variety of stages of life. Our team has much more information to share with you, so please contact us today for help finding the right life insurance policy for your needs.
Stay tuned for the next blog post in this series which will focus on why a life insurance policy is critical protection to have if you are a parent.
We Hope This Brief Explanation Will Make The Insurance Process Simpler For You!
One of these policy types could be the right life insurance option to meet your needs as a couple, but which one? The first step towards ensuring that you choose the optimal policy is to work with an insurance agent who will take time to understand your financial situation and explain all your life insurance options in easily understandable terms. For help finding the right life insurance policy for your unique life, please contact Bearingstar Insurance.Back to Blog
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