Personal Insurance

Personal Insurance

Personal Insurance That Fits Your Life

At Bearingstar, we make it simple to find the right coverage for your home, car, and more. With access to multiple carriers, we’ll compare options that fit your needs and budget. Our agents live and work in your community, so you’ll always have a local partner to guide you every step of the way.

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Your home isn’t just an address. It’s where your life happens. From the roof over your head to the memories inside, we’ll help protect it all with coverage built for homeowners right here in our community.

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From daily commutes to weekend drives, we know the roads you travel. With advice from a local agent, you’ll get coverage designed to protect your drivers, your vehicles, and your budget when the unexpected happens.

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If you own a condo, row home, or townhome, your association’s master policy only goes so far. Your condo policy should help fill in the gaps by covering what’s inside your unit, including personal belongings like clothes, furniture, and electronics, so you’re properly protected.

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You’ve worked hard for the things you own, and your landlord’s policy won’t cover them. A renters policy helps protect your belongings, like furniture, clothes, and electronics, against risks such as fire, theft, or vandalism, and also provides important personal liability coverage.

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Sometimes your home or auto policy limits aren’t enough. An umbrella policy adds an extra layer of personal liability protection to help keep your savings and assets secure if you’re held responsible for someone’s injuries or property damage.

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Life insurance should be designed around your family, finances, and future goals, giving the people you care about most important financial protection. No matter what stage of life you’re in, whether 25, 75, or anywhere in between, we’ll help you explore options and create a plan that fits your needs.

This Is What We Love to Do

Educating customers on how to protect what is most important to them, providing insurance solutions that are easy to understand and competitively priced, and backing it all up with exemplary service—these are the things every Bearingstar team member is passionate about.

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What Makes Bearingstar Different?

At our core, we are an agency focused on making a positive difference in the lives of people, from the customers and communities we serve to our employees working and living across Massachusetts and Connecticut. Click on any of the company principles to the right to learn more about how we strive to fulfill our collective personal and professional mission every day.

People FirstGood CitizenshipDiversity & InclusionStrength & SecurityBest-in-Class Performance
We always prioritize the person (not the transaction) and focus on building enduring relationships with customers and employees through positive, caring, and respectful interactions.
We take great pleasure in collaborating with people and organizations in the communities we serve and enjoy engaging in opportunities that allow us to give back and make an impact.
We are strongly committed to meeting the needs of the diverse individuals, families, business owners, and employees we support.
We have been here for our customers for over 25 years, and being backed by a long-standing and financially stable mutual assurance company means we are here for the long term.
We constantly seek new ideas, opportunities, and methods of doing business to ensure that we remain the benchmark for responsiveness and adaptability to customers’ ever-evolving needs.

Testimonials

Our Blog

  • Bearingstar 2025 Charitable Fund Highlights image

    Our Year in Giving Back: 2025 Charitable Fund Highlights

    At Bearingstar, giving back is more than a tradition. It is part of who we are. Through the Bearingstar Insurance Charitable Fund, employees across Massachusetts and Connecticut continue to uplift the communities we call home. Whether we are volunteering at local events, supporting families in need, or donating to organizations making a real difference, we are proud of the impact our team helped create this year.

  • Image of a New England home with a storm brewing above

    Tips to Help Homeowners Prepare for New England’s Hurricane Season

    Severe storms hit our area all the time, but not many of them are a match for the strength and breadth of a hurricane. These forces of nature typically span at least 300 miles and arrive with sustained winds of 157 mph or more. Even communities a good distance from the eye of the hurricane…

  • Image of four teenage girls leaving home for school

    How Much Umbrella Insurance Do You Need?

    In Connecticut, where high home values, busy roadways, and a strong boating culture increase liability risks, a personal umbrella policy offers critical extra protection. If a claim exceeds your home, auto, or watercraft policy limits, umbrella insurance steps in to help safeguard your assets.

The Bearingstar Blog

Bearingstar 2025 Charitable Fund Highlights image

Our Year in Giving Back: 2025 Charitable Fund Highlights

At Bearingstar, giving back is more than a tradition. It is part of who we are. Through the Bearingstar Insurance Charitable Fund, employees across Massachusetts and Connecticut continue to uplift the communities we call home. Whether we are volunteering at local events, supporting families in need, or donating to organizations making a real difference, we are proud of the impact our team helped create this year.

Image of a New England home with a storm brewing above

Tips to Help Homeowners Prepare for New England’s Hurricane Season

Severe storms hit our area all the time, but not many of them are a match for the strength and breadth of a hurricane. These forces of nature typically span at least 300 miles and arrive with sustained winds of 157 mph or more. Even communities a good distance from the eye of the hurricane…

Image of four teenage girls leaving home for school

How Much Umbrella Insurance Do You Need?

In Connecticut, where high home values, busy roadways, and a strong boating culture increase liability risks, a personal umbrella policy offers critical extra protection. If a claim exceeds your home, auto, or watercraft policy limits, umbrella insurance steps in to help safeguard your assets.

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