In observance of Thanksgiving, all Bearingstar offices will be closing at 2:00 pm on Wednesday, Nov. 21, and will remain closed all day Thursday, Nov. 22 and Friday, Nov. 23. We will reopen with regular business hours (8:30 am - 4:30 pm) on Monday, Nov. 26. Thank you and enjoy your holiday!
Sep 28 2018

What to Do After a Car Accident

Picture this: It’s a hectic Monday morning and even though you’ve rushed to get the kids dressed and ready to leave the house, you’re still late to get them to school. They start arguing in the backseat, and when you turn around to tell them to stop, you don’t see the car ahead of you break for the yellow light. By the time you look up, it’s too late — you’ve rear ended the car in front of you.  

Would you know what to do next? No one plans for an accident to happen, but being prepared in the event that one does take place can make navigating this stressful situation a little easier.

Make Sure Everyone Is Okay

In an emergency, your safety and the safety of others is the priority. If you, your passengers, or the passengers of any other involved vehicles are injured, call 911 immediately. In the event that you are seriously injured, it is advised that you remain as still as possible and have an able passenger or bystander call for help. If you can put your hazard lights on.

Get To A Safe Location

Whether it’s a minor fender bender or a major collision, it’s important to move to a safe location while waiting for emergency services if you can. If you are uninjured and able to move, get out of the way of traffic immediately. If possible, you should also move your vehicle out of traffic. Turn your hazard lights on as soon as possible.

Call For Help

If you have not done so already, once you are in a safe location, call 911. For every car accident, no matter how minor, calling the police is essential. The responding officers will fill out an accident report and help document the scene of the accident.

Document the Accident

Although the responding officers will document the scene, it’s important for you to keep a record of the accident and the people involved as well. Be sure to ask the other driver for the following information which you can write down or take pictures of.

  • Full name and contact information
  • Insurance Company and policy number
  • Driver’s license and license plate number
  • Make, model, and color of the vehicle

In addition to documenting the information of the other driver, you should also take note of the following:

  • Name and badge number of all responding police officers
  • Names of all passengers if they will provide, if not, then take note of how many passengers are in the other vehicle(s)
  • Names and contact information of any witnesses

You’ll also want to take pictures and videos of any damage, documenting different angles of the accident scene.

Call Your Bearingstar Insurance Agent

Getting into a car accident can be overwhelming, but your local Bearingstar Insurance agent is just a phone call away. We are here to guide you through the entire process — from helping you understand your coverage to filing a claim, we can make navigating the aftermath of a car accident much easier for you.


Understanding the next steps to take after a car accident can help give you peace of mind in a stressful situation. If you have unanswered questions about protecting your car or navigating the claims process, we’re here to help! Visit our website to connect with a Bearingstar Insurance agent near you:


Back to Blog
  • November 18, 2018

    A Guide to Holiday Hosting

    The holiday season is fast approaching and whether you’re hosting Friendsgiving, your family’s annual Yankee Swap, or the countdown to the New Year, your celebration should be all about family and friends. Here at Bearingstar Insurance, we are all too familiar with how a gathering can quickly go sour, which is why we’re offering a…

    Learn MOre

  • November 15, 2018

    Changing Insurance Rates

    Have you noticed changes in your insurance premiums? Insurance premiums can increase or decrease annually based on several different factors. These factors can be personal, like if you undergo a major home renovation or add a teen driver to your car insurance policy, or external, like technological advancements or economic changes in the world around…

    Learn MOre

  • October 25, 2018

    Cyber Security Practices for Businesses

    In a world where everything is interconnected, implementing effective cyber security measures is more important now than ever before. According to the FBI, there are more than 4,000 ransomware attacks globally every day. As your commercial insurance partner, Bearingstar Insurance is here to help shield your business from these emerging threats. Our goal is to…

    Learn MOre